Financing made simple

Get pre-approved online in minutes. Competitive rates and flexible terms on every new and pre-owned vehicle — with no impact to your credit just to browse.

Current manufacturer offers

Manufacturer APR and lease programs available right now on in-stock vehicles at Cogswell Motors.

APR Financing

0% APR for up to 38 months

Special 36mo 90 Day Deferred APR Financing

On Bronco, Bronco Sport, Explorer, F-150 +2 more

Offer ends 08/31/2026

APR Financing

0% APR for up to 36 months

Summer Sales Event Special APR (36mo)

On Bronco, Bronco Sport, Explorer, F-150 +2 more

Offer ends 08/31/2026

APR Financing

0% APR for up to 36 months

Subvented APR Program

On CX-90

  • 0% APR up to 36 months
  • 0.9% APR up to 63 months
  • 1.9% APR up to 72 months

Offer ends 08/31/2026

Offer details

Eligible new and unused vehicles under 6000 miles. Buyers who are approved by MFS

APR Financing

0% APR for up to 50 months

90 Day Deferred APR Financing

On Aviator, Nautilus, Navigator, Navigator L

  • 0% APR up to 50 months
  • 3.9% APR up to 62 months
  • 4.9% APR up to 74 months

Offer ends 08/31/2026

APR Financing

0% APR for up to 48 months

APR Financing

On Aviator, Nautilus, Navigator, Navigator L

  • 0% APR up to 48 months
  • 3.9% APR up to 60 months
  • 4.9% APR up to 84 months

Offer ends 08/31/2026

APR Financing

0% APR for up to 36 months

Subvented APR Program

On CX-5

  • 0% APR up to 36 months
  • 2.9% APR up to 63 months
  • 3.9% APR up to 72 months

Offer ends 08/31/2026

Offer details

Eligible new and unused vehicles under 6000 miles. Buyers who are approved by MFS

APR Financing

0% APR for up to 36 months

Subvented APR Program

On Mazda3 Sedan

  • 0% APR up to 36 months
  • 2.9% APR up to 63 months
  • 3.9% APR up to 72 months

Offer ends 08/31/2026

Offer details

Eligible new and unused vehicles under 6000 miles. Buyers who are approved by MFS

APR Financing

0% APR for up to 36 months

Subvented APR Program

On CX-50

  • 0% APR up to 36 months
  • 1.9% APR up to 63 months
  • 2.9% APR up to 72 months

Offer ends 08/31/2026

Offer details

Eligible new and unused vehicles under 6000 miles. Buyers who are approved by MFS

With approved credit through the manufacturer's finance arm. Rates and programs are region-specific, subject to change, and confirmed at the dealership.

Apply for financing

Tell us a little about yourself and our finance team will reach out with your options. Buying or leasing, new or pre-owned, first-time buyer or trading up — we work with a wide network of lenders to find the right fit.

Credit application

Step 1 · Pre-qualify

Your information is encrypted and used only to process your application.

All financing subject to credit approval. Cogswell Motors is an equal opportunity lender — we evaluate every application without regard to race, color, religion, national origin, sex, marital status, or age.